If you are planning to buy a property to rent out you will need a buy-to-let mortgage. As many existing landlords already know, this market has changed considerably over the last few years. However, there are still mortgages out there.
Buy-to-Let property can be a welcome asset for a landlord with a portfolio of properties or someone looking at investing in their first property.
We can help you find a competitive Buy-to-let mortgage from our comprehensive range of products from a panel of lenders whether you are buying an investment property or remortgaging an existing one.
If you are thinking of buying a property to let, the mortgage is one of the most important considerations. Many banks and building societies offer buy-to-let mortgages, specifically for landlords as you cannot take out a standard residential loan.
Buy-to-let mortgage rates
Buy-to-let mortgage rates vary and are dependent on the risk of the mortgage to the lender as well as the deposit available for an individual to put down. Buy-to-let mortgages rates are often higher than residential rates.
With a buy-to-let loan, mortgage lenders will look at the expected rental income and some may require a minimum earned income too.
You can usually choose between a range of mortgage deals, including fixed rate and tracker loans. Arrangement fees also apply and they can be high.
Please note our Buy-to-Let Mortgages are arranged through our associate provider Ingard Financial Ltd. Kintail Finance cannot be responsible for any advice provided by a third party.
Your property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority do not regulate some types of Buy-to-Let Mortgages.